Chapter 01
The Special Needs Trust
A clear comparison of the two Singapore options — the Special Needs Trust Company (SNTC) and a private trust — so you can choose what truly fits your family.
For Singapore parents of a child with special needs
A plan for when
you’re no longer here.
A quiet, step-by-step walk-through of the things every family caring for a child with special needs deserves to have in place — so the love and care you give today can keep going, for their whole life.
PDPA-protected · No spam
The Methodology
4 Core Worries
Who looks after them?
Daily guardianship
How is it funded?
Lifetime financial security
Who manages the funds?
Fiduciary oversight
Who enforces my wishes?
Legal instruction
Resolved in 3 Steps
- 01
The Trust
Who holds it
- 02
The Fund
How it's paid for
- 03
The Will
How wishes are followed
A quiet question
“If something happened to us tomorrow — who would care for our child, and with what?”
You’ve been carrying this for a long time. This guide is how you finally put it down.
Inside the guide
Three steps to a lifetime of care.
A short, considered read. No jargon, no product pitches — just the framework Singapore families use to plan well for a child with special needs.
- 01
The Trust
Who holds it
- 02
The Fund
How it's paid for
- 03
The Will
How wishes are followed
Chapter 02
Funding, without giving up your retirement
The exact structures families use to provide for their child for life, without draining the savings you’ll need for your own later years.
Chapter 03
The Will & Letter of Intent
A real, redacted sample showing how to capture your child’s routines, care needs and the people who matter — so any future guardian knows exactly what to do.
A story · how one family solved it
“He secured $1.5 million for his son’s lifetime — and kept the rest of his cash free for his own retirement.”
Mr Tan (55) has a son, Jun (17), who lives with autism. Rather than choose between Jun’s future and his own retirement, a carefully structured plan let him do both.
1
The $1.5M reality
Therapy, a carer, daily living — Jun’s lifetime need came to about $1.5 million.
2
Funded from monthly income
A life policy with premiums from cashflow — no carving out CPF or savings today.
3
Retirement stays intact
Jun’s safety net is in place, and Mr Tan can keep planning his own retirement.
Illustrative example. Details anonymised for privacy.
A plan that outlives you
Set up a Special Needs Trust so your child is cared for — financially and legally — long after you're gone, with the people you choose making the decisions.
Funded without sacrificing your retirement
Use today's monthly cashflow, not your CPF or retirement savings, to create the lump sum your child will need across their lifetime.
Written for Singapore families
SNTC vs private trusts, CPF nominations, guardianship under SG law, and a sample Letter of Intent — all in one quiet read.
Before you ask
Honest answers to honest questions.
Your free copy
Request the
Planning Guide.
Tell us where to send it. We’ll email The WeWill Planning Guide to your inbox — no obligation, no follow-up calls unless you ask.
- Comparison of SNTC vs private trust options
- A sample Letter of Intent to guide future caregivers
- Strategic funding that protects your own retirement