Cost estimator
See what a lifetimeof care could cost.
A simple estimate for Singapore parents. Uses fixed 3% annual inflation. No account of your existing savings, insurance or CPF.
Who you’re planning for
Their age — usually when you can no longer be the one providing the care.
How far ahead to plan. Not a prediction.
In today’s money — care, therapy, daily living, the small comforts. We add 3% a year from here.
Based on what you entered
$6,300 a month
from age 45 to 80, rising 3% a year — the rate this page assumes care costs climb. That is $3,000 in today’s prices, carried forward 25 years.
What would need to be there by then
$2.2 million
set aside by age 45. Less than the total, because the balance is assumed to keep growing while it is being drawn on.
We start it at 4%. Move it — it is an assumption, not a forecast.
Added up, the payments across those 35 years come to $4.6 million — spread over a lifetime, not an amount anyone needs upfront. Growth is not guaranteed and nothing here is a recommendation about how to hold or invest money. An estimate to plan with, not advice.
Prefer to talk it through?
Book a free
discovery call.
Sometimes a guide isn’t enough — you want someone to understand your family and walk you through the options. We’ll listen first, then point you toward what makes sense for your situation.
30 minutes
A focused conversation to understand where you are and what your next step could be.
No obligation
Bring your questions. We’ll answer honestly — no pressure to proceed.
Private & confidential
PDPA-protected. Never sold. Shared only with the licensed partners who serve your request.
Another way
Prefer the free guide instead?
Download our special needs planning guide — a quiet read, at your own pace, with the essentials for Singapore families.
Get the free guideThis is a simple estimate of cost, based only on the figures you enter. It is not financial, legal or investment advice and does not consider your circumstances. We Will helps families arrange wills, trusts and related planning.