Cost estimator
See what a lifetimeof care could cost.
A simple estimate for Singapore parents. Uses fixed 3% annual inflation. No account of your existing savings, insurance or CPF.
From age 45 to 80 — 35 years — they will need about $6,300 a month (rising to that from $3,000 today), growing with inflation every year after.
today
$3,000/mo
the fund starts paying out
$6,300/mo
35 years of care ahead
life expectancy
$17,200/mo
- 20today
$3,000/mo
- 45the fund starts paying out
$6,300/mo
35 years of care ahead
- 80life expectancy
$17,200/mo
The person
Who the care is for, and the years it has to cover.
Usually when you can no longer be the one providing the care.
What they'll need
The monthly cost of a good life — care, therapy, daily living, the small comforts.
$3,000 a month today becomes $6,300 a month by age 45 — 25 years of 3% inflation. And it keeps rising after that.
They will need
$6,300 a month
from age 45 to 80 — and rising with inflation every year.
Years to fund
35 years
age 45 to 80
By the final year
$17,200
a month, after inflation
Total care to pay for
$4.6 million
before any investment growth
And here is the good news
You don't need all of that in the bank. Money set aside keeps growing while it's being drawn on.
$2.2 million
is one illustration of what it might take to fund it at age 45 — if the money grew at 4% a year. That's about 48% of the total.
Returns are not guaranteed and your own number depends on your circumstances, what's already in place, and how the money is held. This is an illustration, not advice.
Prefer to talk it through?
Book a free
discovery call.
Sometimes a guide isn’t enough — you want someone to understand your family and walk you through the options. We’ll listen first, then point you toward what makes sense for your situation.
30 minutes
A focused conversation to understand where you are and what your next step could be.
No obligation
Bring your questions. We’ll answer honestly — no pressure to proceed.
Private & confidential
PDPA-protected. Never sold. Shared only with the licensed partners who serve your request.
Another way
Prefer the free guide instead?
Download our special needs planning guide — a quiet read, at your own pace, with the essentials for Singapore families.
Get the free guideThis is a simple estimate of cost, based only on the figures you enter. It is not financial, legal or investment advice and does not consider your circumstances. WeWill (We Will Pte Ltd) helps families arrange wills, trusts and related planning.